Everything you need to accept payments online — easily.
Choose a Hosted Payment Page, Hosted Payment Fields, or integrate via our API.
Ready-made plugins for WordPress, WooCommerce, Magento and OpenCart. Secure, PCI DSS Level 1 compliant, and trusted by leading brands around the world.
£129.00 · 0.4s
Choose the integration that's right for you
Three ways to take payments on your site — from a fully hosted checkout you can launch today, to a completely custom build on our API. All three cut your PCI DSS scope.
Hosted Payment Page
The fastest way to start accepting payments. Your customer is securely redirected to an Encoded checkout page, branded to match your site.
- Live the same day — no development
- Lowest PCI DSS scope (SAQ A)
- Mobile optimised as standard
- Logo, colours and fonts you control
Hosted Payment Fields
Keep customers on your own checkout. Encoded-hosted card fields are embedded directly into your page and styled to look like the rest of your form.
- Customer never leaves your site
- Fields styled to match your brand
- Card data tokenised, never on your server
- PCI DSS scope still reduced
Direct API Integration
Build the checkout experience exactly as you want it on our RESTful API, with full control over every step of the payment flow.
- Full REST API and SDKs
- Tokenisation and card vaulting
- Webhooks and real-time events
- Maximum flexibility
Works with the platforms you know
Ready-made plugins, extensions and step-by-step guides for the most popular eCommerce platforms — plus a full API for everything else.
Accept the payment methods your customers prefer
Offer more choice, increase conversion and reach more customers with a wide range of payment methods — all through one integration, with no separate acquirer contracts.
The checkout journey, end to end
Whichever integration you choose, the customer experience is the same — fast, familiar and secure.
Step 01On your site
Your customer adds items to their basket and heads to the checkout.
Step 02They choose how to pay
Card, Apple Pay, Google Pay, PayPal, open banking or BNPL — on your page or ours.
Step 03Encoded secures it
Card data is captured and tokenised in our PCI environment — never on your servers.
Step 04Payment authorised
3DS2 runs where required, we authorise with your acquirer and confirm instantly.
Step 05Back to your site
The customer returns to your confirmation page and you get a real-time webhook.
Which option is right for you?
Most merchants start on a Hosted Payment Page and move to Hosted Payment Fields or the API as their checkout evolves. You can run more than one at the same time.
| Feature | Hosted Payment Page | Hosted Payment Fields | API |
|---|---|---|---|
| Fastest to implement | — | — | |
| Customer stays on your site | — | ||
| Fully custom checkout | — | — | |
| Branded to your site | |||
| Lowest PCI DSS scope | — | ||
| Plugin available | — | ||
| Developer effort | Minimal | Low | Medium |
Built for developers
Powerful APIs, extensive documentation and developer tools make integration straightforward — whichever option you pick.
Full test mode with simulated card numbers, 3DS flows, webhook delivery and decline scenarios. No live data, no risk — available immediately on account creation.
View API documentationPlugins for the platforms you use — and an API for everything else
Install the plugin, paste your keys and you're taking payments. Building something custom? The same features are all available over the API.
Our UK-based integration team will scope, build and test alongside your developers and stay with you through go-live. Most custom integrations are complete inside a week.
Talk to an integration engineerWhy merchants choose Encoded
A UK payment service provider, PCI DSS Level 1 accredited since 2011 — not a reseller, and not a call centre in another time zone.
Easy to implement
Go live quickly with simple integration options, ready-made plugins and clear documentation. Most merchants are live within 48 hours.
UK-based support
Real people, real support from our own payments experts in the UK — through integration and long after go-live.
PCI compliant by design
Level 1 PCI DSS accredited. Hosted Payment Pages and Fields keep card data out of your systems and cut your compliance scope.
Mobile optimised
Responsive payment pages and forms that work beautifully on any device, with Apple Pay and Google Pay built in.
Recurring payments
Tokenised card storage for subscriptions, instalments and repeat orders — with no card data held on your side.
Fraud protection
Real-time fraud screening and 3D Secure 2 authentication as standard, reducing chargebacks and shifting liability where it applies.
Multi-currency
Take payments in 130+ currencies with live rates, so you can sell into new markets without a new integration.
Reliable & scalable
99.99% uptime SLA, real-time reporting and infrastructure that handles your peak trading days without breaking a sweat.
Set it up once, then get on with selling
You should be thinking about stock and customers, not card schemes and compliance paperwork. Encoded handles the payment layer so your checkout keeps working while you run the business.
Encoded quickly became a significant part of our digital transformation project. We really liked their friendly approach from the start. They were informal yet professional and we instantly worked well together. Open, honest, and flexible — the Encoded team were helpful at every step of the way, from the initial contract stage through to the final implementation and training. The results were truly amazing.
From sign-up to live in 4 steps
Our UK-based onboarding team handles the heavy lifting. Most merchants go live within 48 hours.
Create Account & Sandbox
Instant access — no paperwork required. Full test environment with simulated cards and webhooks available immediately.
Pick Your Integration
Install a plugin, drop in a Hosted Payment Page or embed Hosted Payment Fields — or build it your way on the API.
Submit for Review
Automated checks run in minutes. Our UK onboarding team handles merchant account setup and card scheme compliance.
Go Live & Get Paid
T+1 settlement — funds in your account the next business day. Real-time reporting from your very first transaction.
Encoded's solutions are trusted by many of the world's leading brands.
Ready to start accepting payments online?
Our team will help you choose the best integration option and get you live quickly. No lengthy contracts. No hidden costs.