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sales@encoded.co.uk | 01293 229 700
  • About
  • Products
    • IVR Payments
      • IVR Payments – The Ultimate Guide for 2024
    • PayByLink
    • Agent Assisted Payments
      • Agent Assisted Payments – The Ultimate Guide for 2024
      • Fraud Prevention Platform
    • eCommerce Payments
    • Gateway Services
      • Fraud Prevention Platform
      • Google Pay
      • Apple Pay
    • Payment Orchestration
      • Payment Orchestration – The Ultimate Guide for 2024
    • Merchant Accounts
  • PCI DSS
  • Customers
  • News
  • Support
Why Payment Confusion Costs Businesses More Than They Realise

Why Payment Confusion Costs Businesses More Than They Realise

by Francesca Bull | Feb 23, 2026 | Payment Gateway Services

  Payments should be straightforward. For many businesses, they are not. Instead, payments are wrapped in unfamiliar terms, unclear responsibilities, and assumptions that go unchallenged. What starts as confusion quietly turns into real cost. Budget is wasted,...
The Role of People-Assisted Payments in a Post-PAN World

The Role of People-Assisted Payments in a Post-PAN World

by Francesca Bull | Feb 23, 2026 | Payment Orchestration

  The payments industry is moving towards a future without long card numbers. Primary Account Numbers, known as PANs, are being phased out in favour of more secure, digital-first payment methods. This change is necessary and positive. It reduces fraud, simplifies...
Why Ditching Card Numbers Isn’t the Drama You Think

Why Ditching Card Numbers Isn’t the Drama You Think

by Francesca Bull | Jan 23, 2026 | Fraud Prevention

PAN (primary account number) removal has become one of the most talked-about changes in payments, with headlines suggesting merchants and platforms are facing disruption, complexity and risk. For some, the idea of long card numbers disappearing feels like a...

Recent Posts

  • Why Payment Confusion Costs Businesses More Than They Realise
  • The Role of People-Assisted Payments in a Post-PAN World
  • Why Ditching Card Numbers Isn’t the Drama You Think
  • How will life pan out when long card numbers disappear?
  • Top tips for reducing the cost of payments

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